Investing in a US business used to take lawyers, banks and months. We do that work once, so each deal is a few clicks for you.
Discover the businesses behind your investments.
Financing a regional home-services group buying a 20-year-old HVAC company.
Illustrative businesses and terms. Not an investment offer.
Companies called roll-ups buy small, profitable businesses and combine them. Each purchase needs a loan, and they need it fast.
The same kind of loans big funds make. You see each one, choose it, and get paid every month.
Typical terms; they vary by fund and platform. Loans to businesses are not insured and you can lose money.
Lend to real businesses the way big funds do. No paperwork, no US bank account.
Verify your ID once. No paperwork per deal.
See the business, the numbers and what backs the loan.2
Interest and part of your money come back every month, to your bank or wallet.
Lenders are paid before the owners take anything home. The owners' own money takes any loss first.
We source US business loans, assess the risks, and structure investments for family offices, onchain vaults and investment platforms.
The details your advisor will ask about. We're early, so we mark what is in place and what is still being set up.
Request term sheetInvestors outside the US who qualify under local rules, and accredited investors in the US. We check eligibility when you sign up.
It depends on the deal. Early deals start higher; we plan to lower minimums over time.
Every month, to your bank in US dollars or to your wallet in USDC.
Each deal has a fixed rate, around 10% a year. Early deals may pay more, up to ~15% in the first year.
Because we answer in days, and banks take months. Speed wins deals.
Part of your money comes back every month. You can also sell to another investor; we help, but can't guarantee a buyer.
We act early. If needed, the business is sold and you are paid before the owners. Your capital is still at risk.
Not yet. $80M of credit lines are approved; first loans go out in the coming months.